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Home, the truth about the real estate market: What will the prices in the coming months



Risultati immagini per casa


Stop, everybody. Countermanded. Who he had planned for years to come a new surge in values ​​of the brick you put the 'soul in peace. It will not be so. In Italy there is every reason for it to happen just the opposite. The novelty of the present and the choices of the past, in fact, we are told that 'the beautiful country estate is about to experience another period, however, not so short, of falling prices.

According to an 'investigation conducted by SoldiExpert SCF, financial advisory firm specializing in investment advice "Italians have exaggerated in their passion for the house (is the greatest wealth of the country) and the effects of a bad" asset allocation "will begin to see many families who find themselves in the hands of a wealth not exactly easy to liquidate and expensive to maintain. " Bottom line: given the difficulties to tax the property at a price deemed reasonable trying to capitalize on its assets by renting it. "Fee", the site that allows you to lease your home anywhere in the world for a few days, says that we are the third largest market in the world as turnover preceded only by the US and France. The problem is that in doing so the sales market remains the goal.

But this is the ballast that even more the values ​​of the brick. Dell 'element taxes was said almost everything. And it never hurts to remember that in the last five years the tax burden on the first home has increased up to 350%. To be clear: on a residence of category A / 2 with area of ​​100 square meters inhabited by a family of three, the owner of Tasi and waste tax paid on average (about thirty most populous capitals d 'Italy) increased by 142% . But there 's more. A chart of 2015, published in a recent report by Deloitte (Property Index), makes a comparison between the average gross salary in various countries and how many annual salaries are needed to buy an apartment of 70 meters in each nation. It leaves out, for example, in Denmark only around 4 annual salaries and Belgium 3.2 annuity. And among the countries where it is cheaper to buy a property based on 'purchasing power local There are also Germany, the Netherlands, Spain, Ireland (the latter have strong economies in the second half) while in Italy, Czech Republic, Poland, Hungary and France is less convenient because it is necessary to allocate all 'purchase of a house from 6 to 8 annuity. It is not enough. Another graph comparing mid-2012 the average price of properties in different countries with GDP per capita. The comparison was already out of the 'Italian anomaly: a price of homes for a long time much higher than the European average.

Moral of the story? "When you buy a house - the report highlights - inevitably you invest not only in 'building but also in the' economy of that country, in its economic prospects and its ability to attract other buyers if one day you'll want to re-sell at a price real higher than that of purchase. " And from this point of view the 'Italy is far behind.
Of course, using the data of the 'Economist it could be said that in terms of declining prices we have already given. From the end of 2006 in real terms the prices of properties in Italy are down by an average of 23% (from 200 thousand euro a house taken nine years ago today it would be worth 150 thousand).

Worse than we did just Greece and Spain, while the strong nations, such as Germany, Switzerland and Sweden, which have reacted better and earlier readings are in sharp ascent. But the lesson is a 'else: if you do not start growing again seriously GDP unlikely to increase the values ​​of the brick. And in economies increasingly borderless addition to brains also buyers of homes fleeing from countries that have low business prospects. This is demonstrated by the data of 'Eurostat on the first quarter of 2015: l' Italy, after Latvia, was the country of the 'Eurozone that recorded the largest drop in prices of houses, down 3.3% from the same period of 2014

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